{
  "schemaVersion": 1,
  "asOf": "2026-10-20",
  "synthetic": true,
  "currency": "GBP",
  "openingCash": 1000,
  "fixedWeeklyCollection": 500,
  "receiptsCollectionPercent": 10,
  "fourWeekMinimum": 1600,
  "scenarios": [
    {"id":"base","receipts":[3000,3000,3000,3000],"operating":[2400,2400,2400,2400]},
    {"id":"weak","receipts":[3000,2000,2000,3000],"operating":[2400,2400,2400,2400]},
    {"id":"delayed","receipts":[3000,2000,3000,4000],"operating":[2400,2400,2400,2400]}
  ],
  "limitations": [
    "Invented scenarios, not offers, customer observations or market statistics.",
    "Weekly closing buckets can hide an earlier intraweek shortfall; inspect actual daily dates.",
    "No advance is received during the window; opening cash is after any initial financing transaction.",
    "No interest, APR, tax, default, covenant, new borrowing or emergency funding is modelled.",
    "Four-week minimum is a synthetic assumption, not a named lender's term."
  ],
  "primaryContext": [
    {"url":"https://docs.stripe.com/capital/how-stripe-capital-works","section":"US","checkedAt":"2026-10-20","scope":"Loans may use sales withholdings plus periodic minimum shortfall debits; distinct from receivables purchases. No provider amounts imported."},
    {"url":"https://www.sba.gov/loans/7a-loans/","checkedAt":"2026-10-20","scope":"Most 7(a) term loans use monthly principal and interest. Structural context, not UK rules or an available offer."}
  ]
}